Property Damage Auto Accident Lawsuits: Covering the Cost By Steve Charpentier on June 08, 2018

Aftermath of a serious car accidentCar accidents can happen anywhere you drive. When a negligent motorist causes a collision, it’s important that you seek legal assistance. That’s where our Melbourne, FL attorneys can help. We have years of experience fighting for injury and accident victims throughout the state, offering insight into legal options.

Property damage is a common problem all kinds of collisions. Let’s consider various issues linked to property damage in car accidents, and then go over the importance of compensatory damages in addressing these matters.

Statistics on Auto Accidents and Property Damage

It’s been estimated that 16 million auto accidents happen every year. These crashes don’t always involve injuries or fatalities, and only result in damage to a vehicle. Still, crashes must be taken seriously, especially when another person’s negligence results in harm to your vehicle.

According to data from the Florida Department of Highway Safety and Motor Vehicles (DHSMV), there were 395,785 auto accidents in 2016. That’s an average of 1,081 crashes per day. Of this total number, 226,910 resulted in vehicle damage only.

How Much Will Auto Insurance Cover?

Following a collision, the amount your auto insurance will cover can vary. Policies are different, and the circumstances of your case will also affect the amount you receive. Be sure to speak with your insurance provider directly in order to receive details on coverage and what sorts of documentation will be necessary. Note that we can assist with this process, and with appeals on denied insurance claims.

Issues with Uninsured or Underinsured Drivers

Ideally, the insurance from other motorists in a collision will help cover the vehicle damage from your crash. Unfortunately, there are many motorists out there who are driving without insurance, or carry just the bare minimum coverage required by law. In such cases, you may be stuck shouldering the burden of medical bills and vehicle damage on your own, even if the collision was not your fault.

This is when filing a civil suit can be important. By recovering damages, you can cover costs where insurance coverage falls short.

Damaged Property Apart from Your Vehicle

In addition to vehicle damage, one must also consider the damage to other items in the vehicle at the time. This could mean laptops, electronic devices, items essential for your job, and other kinds of expensive equipment. These items can also be damaged during a crash, and it’s important that they be replaced or repaired in some fashion.

Compensatory Damages in Auto Accident Cases

When filing a lawsuit against a negligent motorist, it’s common to seek compensatory damages. These damages are intended to cover all expenses related to the crash happening. This includes medical bills, damage to your vehicle, damage to other property in the vehicle at the time, and other financial and material losses.

Calculating Compensatory Damages

Since compensatory damages cover actual losses, they can be calculated by adding up all receipts and bills associated with the crash. Future expenses such as lost wages and future medical expenses can be estimated and considered as part of the compensatory damages sought.

Contact Our Law Firm

If you would like to learn more about your legal rights following a motor vehicle accident, be sure to contact our team of skilled injury accident lawyers. We are here to help you in your time of legal need.

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Charpentier Law Firm, P.A.

Since 1981, Stephen G. Charpentier has been protecting victims' rights. Mr. Charpentier:

  • Is a recipient of an AV rating, the Martindale-Hubbel® National Law Directory's highest honor
  • Earned Florida Legal Elite status in 2010
  • Handles cases in many practice areas including medical malpractice, auto accidents, and wrongful death

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