Charpentier Law Firm, P.A.

Car Accident Lawyers

Car accidents caused by a negligent driver often result in severe physical injuries, emotional trauma, and mounting expenses, all of which can be overwhelming.

A car accident lawyer can provide strategic, aggressive representation to recover damages to help you overcome your injuries.

Take the right steps...

What to Do After an Accident: 

Remain on the Scene 

Do not leave the accident scene before the authorities arrive. You may move to a safe area while waiting.

Call for Help 

Contact the police as soon as possible. If needed, you should also call emergency personnel.

Exchange Information

Trade contact and insurance information with any other drivers who were involved.

Take Photos & Videos 

Photos or videos of the scene can be useful when building your case or filing a claim. 

Record Notes

Try to write down everything you remember, from road conditions and traffic to what you heard.

Avoid Admitting Fault

Do not apologize or admit fault under any circumstances, because this can hurt your case.

Schedule Your Free Consultation

One of our attorneys can evaluate your accident to help you determine the best course of action. To speak with a member of our team, call us at:
(321) 308-8020
We have offices in Melbourne, Cocoa, and Titusville to serve you.
Request a Case Evaluation

Closely following these steps will significantly benefit you in the long run...

Our Results 


Recovered in May 2018


Awarded in March 2018


Recovered in May 2017

An Established Career as a Trial Lawyer

Over 30 Years in Practice 
Stephen G. Charpentier
About the Firm

Car Accidents Cause Devastating Losses 

...and more than 32,000 car accident victims lose their lives.

According to the Centers for Disease Control and Prevention 


Car accident victims suffer a range of life-altering injuries...

TBI, Neck Injuries, and More

Neck Injuries

When a car suddenly comes to a stop, it can cause significant injury to the ligaments, tendons, and muscles of the neck. Also known as soft tissue injuries, the connective tissues can be traumatized in a way that causes sprain, strain, or tears. 


The soft tissue damage of whiplash can extend beyond the neck and into the upper back and shoulders. Symptoms of whiplash may not present immediately. Your strongest proof when filing a whiplash claim is a doctor’s official diagnosis and the continuity of medical care.

Back Injuries

Damage to the back muscles or spinal cord can result in lingering pain and long-term health problems. Victims may experience tingling in the extremities or have their mobility severely compromised. Herniated disks and paralysis are among the most common back injuries.

Chest Injuries

When the body collides with the steering wheel or the seat belt pulls hard against the abdomen, car accident victims can suffer serious chest injuries, such as bruises, internal bleeding, broken ribs, or contusions.

Traumatic Brain Injury (TBI)

Any injury to the skull can cause a traumatic brain injury (TBI). Symptoms can range from dizziness and headaches to complete loss of consciousness, or even cognitive impairment and personality changes.

An illustration of the body and common car accident injuries

Compassionate & Actionable Representation

"After my daughter and I were involved in a serious car accident last year, there was no question which attorney I wanted to advise me. I would highly recommend Steve Charpentier and his law firm to anyone in need of expert representation." Brenda

What are the most common causes of car accidents?

Car Accidents Often Occur Due to:

Distracted Driving
Reckless Driving 
Poor Road Conditions 

In fact, distracted driving is one of the most common causes of car accidents...


What Is Distracted Driving?

Distracted driving is any driving pattern that takes a driver’s attention away from the road. The most common form of distracted driving is texting and driving.

Distracted driving is hazardous and can cause life-changing injuries. 

Florida Distracted Driving Statistics

In Florida, the 2016 statistics regarding distracted driving are alarming:

  • Distracted driving accounts for 16% of all fatal crashes, according to the AAA Foundation for Traffic Safety.
  • 50,000 car accidents were caused by a distracted driver.
  • The death toll from accidents caused by distracted driving was just over 200.
  • The rate of serious injury in a distracted driving accident was close to 4,000 injuries.

Forms of Distracted Driving

Distracted driving can take any of these forms:

  • woman applying makeup while drivingCognitive: A lack of focus on driving results when a driver is distracted and unable to pay attention to their driving. Talking to other passengers or thinking of other tasks are examples of cognitive distractions.
  • Physical: Eating or drinking while driving does not allow a driver to keep both hands on the wheel, and is a form of physically distracted driving. Texting and driving also falls in this category.
  • distracted driverVisual: When a driver takes their eyes off the road, their vision is distracted by other things and does not allow for full attention to be given to driving. Reading an email message or scanning for a different radio station are visual forms of distracted driving.

Does Cause Matter?

The cause of your accident is important to your case. If the car accident you were involved in was caused by the negligence of another driver, it is possible that you are eligible for compensation


It is also important to understand state laws...


Florida Is a No-Fault State

This means you will file your insurance claim through your own insurance, regardless of who was at fault for the accident. However, you may be able to pursue further damages if your injuries are considered serious which, according to Florida Statute 627.737, includes:

  • Significant and permanent loss of an important bodily function
  • Significant and permanent scarring or disfigurement
  • Permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement
  • Death

You may also be able to pursue a lawsuit against the other motorist if the losses you have suffered exceed a $10,000 threshold. In these cases, you may also be able to recover compensation for pain and suffering.

How Does This Impact Hit & Run Accidents?

Drivers in any type of car accident are required by law to stop their vehicles at the scene and help anyone who has been injured. However, some drivers flee the scene of the accident. In the context of hit and run accidents, no-fault laws mean that insurance carriers are responsible for providing compensation to the victims. Although your insurance company should be looking out for your best interests, it is in their best interest to pay out as little money as possible. Without a legal advocate, victims frequently receive compensation for only a fraction of the losses that they incur.

Dangerous Instrumentality Laws

Florida's dangerous instrumentality doctrine states that car owners are liable for any injuries caused by their vehicle when it is being driven by another party. This law is intended to protect and provide insurance for motorists who are injured in an accident. If an uninsured driver commits a hit and run accident in someone else's car, we may be able to obtain damages from the car owner's insurance company. Our experienced attorneys will determine which parties may be liable for your medical expenses, lost wages, and other damages, so we can obtain compensation from the negligent parties.

Video: Auto Accidents – Central Florida Lawyer

At Charpentier Law Firm, P.A., our lawyers handle injury claims involving all types of motorized vehicles. In this clip, auto accident lawyer Steve Charpentier explains the three basic claims, including no-fault claim, property damage claim and bodily injury claim. If you’re involved in an auto accident, contact our Central Florida attorneys at one of our offices in Melbourne, Cocoa, and Titusville.

View More

Depending on your circumstances, you may...

File an Insurance Claim or Lawsuit


If your injuries do not exceed the $10,000 threshold, you will want to file a car accident claim with your own insurance provider. The compensation provided by your insurance's personal injury policy (PIP) is meant to cover your economic losses such as medical bills and lost income. 


If you believe your injuries qualify as serious, you will want to hire a personal injury attorney to assist you as soon as possible. They can help you determine if you have grounds for a lawsuit. We will go to work building a compelling case on your behalf to convince the courts that you deserve maximum compensation.

Hire Competent Legal Counsel 

Call us at:
(321) 308-8020 
Schedule a Free Consultation

Time is of the essence...


Florida Limits How Long You Can Wait to File a Lawsuit

In the state of Florida, you must file a personal injury lawsuit within four years of your accident. In rare circumstances, if you were unaware of your injury until later, this window may be expanded. However, we urge victims to pursue legal action as soon as possible because the sooner you begin the legal process, the sooner you can recover damages to help cover your mounting expenses.

Do you actually need an attorney?


An attorney can take on the burden of your case and allow you to focus on healing. 

A Personal Injury Lawyer Can Make All the Difference

Your car accident attorney can:

  • Ensure all documentation is completed and submitted on time
  • Deal with the insurance company on your behalf
  • Gather experts to reconstruct the scene and provide testimony
  • Inspecting defective products that may have contributed to the accident
  • Pursue the maximum amount of damages for your injuries and other losses
  • Fight for your best interests

Charpentier Law Firm, P.A. has a highly competent team that can help you achieve the best possible outcome.

Advocating on Behalf of Victims

"Our mission is to defend people who have been harmed by others’ actions or negligence and provide exceptional legal representation to victims of medical malpractice, auto accidents, birth injury, wrongful death, and other accident injuries. " Charpentier Law Firm, P.A.

You may be entitled to several types of damages...

Compensation May Include:

Compensatory Damages

Meant to restore your quality of life, these damages cover your physical, emotional, and financial loses that resulted from your automobile accident such as past, present, and future medical care.

Punitive Damages

If the other motorist's actions were exceptionally negligent, the court might award punitive damages in addition to compensatory damages. These are meant to serve as a punishment to the defendant. 

Reliable Legal Counsel

"Mr. Stephen G. Charpentier consulted with me over a personal injury case and a attorney referral case. My wife and I were involved in no fault vehicle accident. This attorney provided professional guidance and direction. As a client, my and I were successful with our legal claim. In addition, Attorney Charpentier, provided easy communication concerning an attorney referral." David

Charpentier Law Firm, P.A. 

Charpentier Law Firm, P.A. office building

Since 1989, Stephen G. Charpentier been protecting victims' rights. Mr. Charpentier:

  • Is a recipient of an AV rating, the Martindale-Hubbel® National Law Directory's highest honor
  • Earned Florida Legal Elite status in 2010
  • Handles cases in many practice areas including medical malpractice, auto accidents, and wrongful death

To schedule your free consultation, contact us online or call us at (321) 308-8020.

Read More

Get In Touch

Rate, Review & Explore

Melbourne Office

2290 W Eau Gallie Blvd
Ste 212
Melbourne, FL 32935

Open Today 8:00am - 5:00pm

More Info Directions (321) 308-8020

Cocoa Office

1980 Michigan Ave
Cocoa, FL 32922

Open Today 8:00am - 5:00pm

More Info Directions (321) 631-5446

Titusville Office

719 Garden St
Titusville, FL 32796

Open Today 9:00am - 5:00pm

More Info Directions (321) 308-8025
Social Accounts Sprite